When The At-Fault Driver Lacks Insurance

Drivers in Arkansas are required by law to carry auto insurance. Yet the required coverage is fairly minimal — many policies pay out no more than $25,000 in the event of an accident. This amount is often insufficient to cover medical bills and related expenses. As such, many injured individuals face a dilemma. Namely, they are uncertain what to do if the driver who caused their injuries is underinsured or uninsured.

We can help. The lawyers at Mason Kelly & Collier have more than 75 years of combined experience providing legal support to individuals who were severely hurt in auto accidents. We know how to pursue compensation from all available resources, and have earned a reputation for maximizing the financial relief our clients receive. With offices along I-40 and I-30, we serve throughout Arkansas and have earned millions of dollars on behalf of those we've represented. If you work with us, we can help you, too.

Will My Own Insurance Company Make Up The Difference?

If the at-fault driver does not have sufficient insurance, you still have options. Namely, most individuals have uninsured/underinsured motorist coverage included in their own policies. (Arkansas law does not require such coverage, but many lenders do.) What this means is that you can obtain compensation from your own insurance company.

The process is not straightforward, however. In most cases, there are strict time limits for filing such claims with your own insurer. And because determining whether or not the at-fault driver is properly insured can take a great deal of time, it is important to work with a lawyer who knows how to address such situations quickly and effectively.

Likewise, your insurance company will likely investigate your claim thoroughly. They will have representatives monitor your medical treatment, and may even keep tabs on your social media activity. When insurers engage in such tactics, our firm knows how to fight back.

A Free Assessment Of Your Case

To learn more about how we can help, schedule an appointment with one of our lawyers. Initial consultations are free, so we can assess your situation and inform you of your options before you are obliged to retain us.

To reach us, you can call our office at 800-261-7037 or contact us through our online form.